FINANCE

PORT MACQUARIE'S LEADING FINANCE TEAM

We have decades of experience leading buyers to build their ideal wealth and lifestyle’s through property.

We have decades of experience leading buyers to build their ideal wealth and lifestyle’s through property.

Whether you’re considering buying your first investment property, or you’re building up your property portfolio, getting the right home loan advice to help you maximise the performance of your investment is critical.
Are you looking to repay only the interest to maximise negative gearing?
Or do you want to pay off the loan as quickly as possible?
Are you planning to use the equity in your home as a deposit?

When you meet with us we will give you the appropriate advice, taking you through the whole home loan process step by step.

Our role is to make the process as easy as we can. We will:

  • Work out how much you can afford to borrow and identify the price range you can afford
  • Provide you with detail on the costs involved including stamp duty and legal costs
  • Provide you with a loan scenario outlining your loan repayments to help you budget
  • Help you choose the loan that suits your needs from the many products offered by our panel of lenders
  • Advise you on the most appropriate loan structure for your investment needs for now and future requirements
  • As well as the possibility of achieving excellent returns, you could also benefit tax-wise from negative gearing.
    You should also discuss your tax situation with your accountant

OUR VALUES

WE WORK WITH YOU TO FIND YOU THE BEST FINANCIAL SOLUTION FOR YOUR IDEAL WEALTH BUILDING STRATEGY.
PRE APPROVAL
& APPLICATION

We can apply for finance and get a formal letter of pre-approval from the lender before you have found a property. This means your finance is ready to go when you do find the property of your dreams. When you have found the right property, we provide the details to the lender and organise the valuation.

VALUATION
& PROCESSING

The lender will assess your application and may ask for further information. If your loan amount is over 80% then your application will be sent to the Lenders Mortgage Insurer (LMI) for final assessment.

FORMAL
APPROVAL

When your loan is fully approved, loan documents are provided by the lender and we can assist you to read the agreements, sign where required and return them promptly. Ideal Financial Group Home loans will work with you and your solicitor or conveyancer until the property settles.

IDEAL
SETTLEMENT

Our service doesn’t stop when the property settles. We are here to look after you for as long as you require assistance. If you have any questions, want to make changes, need a review of your financial circumstances, we are just a phone call away.

LENDERS

IDEAL FINANCIAL GROUP HAVE ACCESS TO OVER 50 LENDERS
WITH WELL IN EXCESS 10000 LOAN PRODUCTS
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