Loan Process

PORT MACQUARIE'S LEADING FINANCIAL PLANNER

We can apply for finance and get a formal letter of pre-approval from the lender before you have found a property. This means your finance is ready to go when you do find the property of your dreams.

When you have found the right property, we provide the details to the lender and organise the valuation.

The lender will assess your application and may ask for further information. If your loan amount is over 80% then your application will be sent to the Lenders Mortgage Insurer (LMI) for final assessment.

When your loan is fully approved, loan documents are provided by the lender and we can assist you to read the agreements, sign where required and return them promptly. Ideal Financial Group Home loans will work with you and your solicitor or conveyancer until the property settles.

Our service doesn’t stop when the property settles. We are here to look after you for as long as you require assistance. If you have any questions, want to make changes, need a review of your financial circumstances, we are just a phone call away.

OUR PROCESS

WE MAKE FINANCE SIMPLE

We understand your needs

Don’t be treated like a number. We make sure we understand your needs and requirements to find you a range of solutions.

we find the deal that’s right for you

We use our knowledge and unmatched partner networks to find you great finance options and can also verify your asset and help process it.

We give you ongoing support

We’re here for you throughout the life of your loan and whenever you need assistance.

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